Tips

DRIVING BAN FOR DIESEL VEHICLES ON THE BEND AND BREAK?

While cars with diesel engines used to be considered particularly environmentally friendly, the picture has changed dramatically. Today there is talk of pollutants that pollute the air. Experts assume that diesel engines are responsible for increasing air pollution in major German cities. In order to protect the urban population from damage to health, some cities such as Berlin, Munich, Bremen and Stuttgart have decided to introduce a blue environmental sticker for diesel vehicles, which would allow driving into the city even with high levels of air pollution.

The blue environmental badge

The blue environmental badge is only given to those who meet the Euro 6 standard. This means that diesel engines may emit a maximum of 80 milligrams of nitrogen oxides. However, only a few cars currently meet this standard. That would mean that especially drivers of older diesel vehicles with high pollutant emissions would no longer be allowed to drive into the city. This raises the question of whether locking out so-called dirty diesel vehicles is the right approach and whether such a measure can be implemented at all. In addition, it would have to be clarified what consequences the Euro 6 standard would have for German drivers.

Who would be affected by the measure?

According to the Federal Motor Transport Authority, there are currently around 14.5 million diesel cars in Germany. Of these, however, only around 1.3 million meet the new Euro 6 standard. This would mean that 13.2 million drivers would be prohibited from driving their cars into the city in poor air conditions. However, it seems to be the only solution, because the harmful limit value of nitrogen dioxide is regularly exceeded in this country. The limit set by the European Union is 40 percent. In the last year alone, this value was in some cases considerably exceeded at over sixty measuring stations, especially on busy roads. The victims of this air pollution are the people who have to live in this unhealthy air. Medical analyzes have shown that nitrogen dioxide significantly increases the risk of a stroke or cancer. It is questionable whether the plans for the driving ban can even be implemented.

Is the driving ban for dirty diesel vehicles coming?

The chances of enforcing the blue sticker and, in bad air, of issuing a driving ban for cars that do not comply with the EU-6 emissions standard are relatively good. At least the Federal Environment Ministry is behind the sticker and the driving ban. There already seems to be consensus on two important factors. According to State Secretary for the Environment Flasbarth, the future restricted zones for diesel vehicles should not coincide with the existing environmental zones (green sticker). Rather, the diesel zones should cover their own, smaller area. It is also clear that the diesel driving ban is a matter for the municipalities, as the federal government is not responsible here and cannot even issue a corresponding driving ban. Nevertheless, there is still a lot to talk about with regard to the blue sticker. Cities like Munich and Berlin even fear that the badge could lead to inappropriate social hardship. For example, exemptions would have to be created for residents and local companies.

What does the federal government say about air pollution in cities?

Because the limit values ​​are regularly exceeded, the European Union has already initiated proceedings against Germany. The EU Commission is of the opinion that the German government has so far dealt too half-heartedly with the problem of air pollution in large cities. It would be too cautious to act, especially with diesel vehicles. This creates the impression that the government would prefer to delegate the air pollution problem to the auto industry. However, the VW emissions scandal in the USA has shown that the auto industry is not entirely honest on this point. Although the problem with car manufacturers is well known, the federal government has so far failed to take appropriate action.…

Tips

REPORTING TO THE LIABILITY INSURANCE IS PART OF THE CORRECT HANDLING OF AN ACCIDENT

Every year more than two million traffic accidents occur on Germany’s roads. Even if you are involved in one of these and only damage to property occurs, the accident should be handled correctly with the insurance company. This is the only way to ensure that all decisions are made correctly and that you save yourself a lot of trouble and usually even costs.

React correctly after the accident

Most people who are involved in a car accident are in shock at first. It is important that you remain calm and considerate. This is the only way to avoid serious mistakes, including those in accident processing for the insurance company. It is important that you do not immediately admit to being responsible for an accident at the scene of the accident, either verbally or in writing. This also applies in the event that you may be partially responsible for the accident. A premature admission of guilt can also have negative consequences for you with regard to handling the accident with the insurance company. Last but not least, you can easily jeopardize insurance coverage. Other than that, you may just be in shock and not be able to make a clear assessment of the situation. Immediately after the accident and securing the scene of the accident, you should exchange the contact details with the other party involved. These usually consist of the name, address and telephone number of the other party involved in the accident. The license plate number and the data of the vehicle owner, if he is not the driver, should also be recorded. To report the accident to the insurance company, it is also necessary that you write down the insurance of the other party involved in the accident as well as their corresponding contract number.

Report the accident correctly to the insurance company

If you have called the police about your accident, you will of course have to stay at the scene of the accident until it has arrived. If there are injuries, you have to wait up to two hours. Note that there can be individual fines and even jail sentences on the hit-and-run. In no case is it sufficient to simply leave a note with your contact details in the event of minor damage to the opposing vehicle. You should report the accident as soon as possible so that the accident processing with the insurance works correctly. Your insurance company must be informed of this within a week at the latest. This applies in any case, regardless of whether you or the other party involved in the accident are considered to be the cause of the accident.

The form of the notification is also important

In addition to the individual deadline that you have available for handling the accident with the insurance company, it is also important how you inform them. You can now do this by phone, in writing or even online with many insurance providers. Of course, you also have the option of personally reporting the accident handling to the insurance company. Many insurance agencies have an accident record sheet that you simply fill out with the relevant data. In most cases, you even have the option of marking any damage to the vehicles accordingly on schematic drawings. It goes without saying that all of what you have said must be true. After all, as a party involved in the accident, you have a so-called obligation to cooperate and notify your insurance company.

You may be responsible for minor damage yourself

If you hand over the complete accident handling to the insurance company, it is clear that this has an impact on the classification into the damage classes and thus directly on the insurance premiums. It can therefore make perfect sense for you to take care of minor damage, which can be repaired up to an amount of 500 euros. If you pay the damage yourself and do not report it to the insurance company, you will subsequently retain your no-claims class. The downgrading takes place by a few classes and you will then need several years to compensate for this. However, if you want the insurance to handle your accident later, you should make sure that you do this within one calendar year. If the accident happened too long ago, the insurance usually ends.…